Thinking about buying a home? That’s exciting! Buying a home involves some major decisions; it is a process that can be both exciting and a bit intimidating. This kind of decision comes with lots of planning. There are a few steps to consider before hiring a realtor and excitingly searching all over town.
Housing 101: Part 1 – Am I Ready?
Course length: 15 minutes
This course will explore ways to help build personal and financial readiness for homeownership. It will cover some of the factors to consider when deciding whether to buy a home.
Housing 101: Part 2 – Planning and Preparing for a Mortgage
Course length: 15 minutes
In this course you’ll learn about understanding the people that you’ll work with, planning for homeownership costs, thinking about your down-payment, and preparing for a mortgage payment.
Housing 101: Part 3 – Shopping Around for Lenders and Houses
Course length: 10 minutes
This course will explore pre-qualification, pre-approval review, and things to consider when working with a buyer’s agent.
Housing 101: Part 4 – Loan Application Process
Course length: 10 minutes
You’ve worked with a Realtor, found your dream home, and now you’re ready to submit your formal mortgage application. That’s really exciting! This course will walk you through the process of reviewing lender estimates, mortgage types, and how interest rates affect your loan payment.
Housing 101: Part 5 – Closing
Course length: 10 minutes
Closing on your first house is a time to celebrate! It’s the last step in buying your new home. The actual closing and paperwork can be tedious and sometimes a little overwhelming, and we’re here to help.
This course will outline the items and steps to take before getting the keys to your new home.
