Managing Your Credit Score
Staying on top of your credit report is an important financial wellness checkup. It is important to review your credit report for any abnormalities. Below you will find free resources to keep you stay informed about your credit score.
How is Your Credit Score Calculated
Your credit score is a number based on a formula using the information in your credit report. The result is an accurate forecast of how likely you are to pay your bills.
Common Questions About Credit Reports and Scores
Find answers to some of the most frequently asked questions about credit reports and scores..
Get Your Free Credit Report
Access your free reports at www.annualcreditreport.com. The reports are free, but expect to pay about $5 if you want to see your credit score.
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Online Course: A1 Credit Tool
You can obtain one free credit report per year from each of the three credit bureaus — Experian, Equifax and Trans Union. If you have questions about your report, Coach Lea can walk you through understanding your credit scores and report.
The A1 Credit Tool can help you understand your credit score report.
Frequently Asked Questions
A credit report review is a thorough look at your credit report by a certified financial counselor. The counselor will help you understand the information in your report and identify areas for improvement. To better understand credit scores, check out this resource.
GreenPath offers a free credit report review with a certified counselor. If you’d like GreenPath to provide a copy of your credit report and score, there’s a small fee of around $15. You can get a free copy of your credit report summary from annualcreditreport.com or refer to this example of a credit score to see what your report might look like.
- Request a copy of your credit report from a trusted source like annualcreditreport.com.
- Review the report for accuracy, including personal details, account information, and credit inquiries.
- Check for errors or unfamiliar entries.
- Schedule a free Credit Report Review session with a GreenPath counselor for personalized guidance.
Review your credit report for free at annualcreditreport.com. You’re entitled to one free credit report from each of the three major credit bureaus every year. Alternatively, GreenPath offers free review to help you understand and manage your credit. To learn more, review this resource.
For a trusted source, annualcreditreport.com is your best option for accessing a free credit report from each of the major credit bureaus. You can also work with GreenPath for a free review session to help interpret the information in your report.
The best site to get a free credit report is annualcreditreport.com, the only government-authorized source for free credit reports from the three major bureaus: Equifax, Experian, and TransUnion.