Cancel Your Subscriptions
With the click of a button you can sign up for a subscription to stream music or your favorite T.V. series. It’s easy to be roped in by offers for gym memberships, grocery delivery, and box subscriptions. These relatively “small” recurring costs can add up quickly. Many times, we’re unaware of exactly...
Plan Your Paycheck
- November 12, 2018
- Category: Blog, Budgeting, Financial Health Tips, No Spend November
Your paycheck is a starting point for making a budget. Set aside 15 minutes to review your income and expenses. This way you can plan your paycheck. Time: 15 min Tools: Printable Calendar, Pen, List of Income and Expenses If all of your bills are planned for and there’s extra money left over that’s great. ...
Dealing With Debt
If you are dealing with debt, know that you are not alone. In fact, 4 out of 5 Americans are currently in debt. Let’s work together to figure out how you can eliminate that burden. Today's article will provide some great tips on how you can pay off your debts. What are your options? Balance Transfer – A new credit...
Smart Spending With Groceries
Achieving your financial wellness goals start with setting realistic expectations. When it comes to basic necessities such as groceries, cutting out spending is not going to be an option. However, there are steps we can take to make sure we are practicing smart spending habits for greater savings without sacrificing...
What Happens When You Make Minimum Payments On Credit Cards? – U.S. News
Featuring Jeff Arevalo, Financial Wellness Expert Making the minimum monthly payments on your credit cards can lead to maximum pain. By paying only the lowest amount required each month, you're stretching out how long it takes to wipe out your credit card debtcredit card debt and paying considerably more interest...
Financial Awareness
- November 5, 2018
- Category: Financial Health Tips, No Spend November
Today's focus is on financial awareness. We are all human, and part of being human is understanding that each decision we make has an outcome on our financial situation. A lot of our decisions are driven by our biases and environment. Ask yourself these questions: How often do you feel pressure to order something...
Pull Your Credit Report
Take a Look at Your Credit Report You can obtain your credit report at www.annualcreditreport.com. Pulling your credit report does not have a negative impact on your score. DO NOT GOOGLE FREE CREDIT REPORT Google will take you to six sites before you get to the right place. Go to annualcreditreport.com. This website...
Take The Highlighter Test
Mine was definitely Target, apparently the meme applies, I can’t walk into Target and walk out without overspending. Think about what you’ve learned from this test. Are there expenses you could cut back on? Carol | Oklahoma City, OK via ConsumerAffairs.com Free Financial Counseling Credit Report Review Real$tories:...
My Why – A $161,000 Mistake
- November 1, 2018
- Category: Financial Health Tips, No Spend November
Whether it's funding your next vacation or paying off your student loans, pinpoint a money goal that motivates you to save and cut down on spending. Visualize what your life will look like when you accomplish that goal. What is motivating you to take action over the next 30 days? It might be that you know better but...
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