What Happens If You Don’t Use Your Credit Card – U.S. News & World Report

  • September 4, 2018
  • By: Greenpath Financial Wellness

Featuring Chris Dlugozima, Education Specialist

If you have a wallet full of plastic tempting you to spend, you might want to stuff a few of those credit cards into a drawer and stop using them for a while.

If you don’t use your credit card it will be easier to stay out of debt. But leaving a credit card unused for a long period does not come without risks. There are two primary drawbacks to such a move: A lender might close the account, and you may be susceptible to fraud if you aren’t vigilant about checking up on the inactive card.

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