Miss A Credit Card Payment? Here’s What to Do
If you miss a credit card payment, it is important to know that not all creditors handle delinquent accounts in the same way. Typically, if you miss a payment, your creditor will start to call you. They will want to find out if you merely forgot or if something bigger is going on. Many people avoid answering these...
Don’t Load Up on Debt to Build Credit – NerdWallet.com
Building your credit can unlock possibilities and save you money. It’ll help you qualify for loans and credit cards at lower interest rates, and you might get a break on your car insurance rate or avoid deposits on utilities. But be strategic about the approach you pick. Taking on high-cost debt to improve your credit...
Rebuilding Credit after Bankruptcy
A stable income and two to three years of solid money management can help with rebuilding credit after bankruptcy. You can rebuild your credit!
How To Read Your Credit Report
Although each credit report agency formats and reports this information differently, all credit reports contain the same categories of information.
Get Free Credit Reports
The Fair and Accurate Credit Transactions Act, allows you to order one free credit report a year from companies like Equifax, Experian, and TransUnion.
10 Ways to Rebuild Credit
Everyone faces setbacks from time to time. The good news is that you can rebuild your credit score. Please understand that there are no quick fixes for improving your scoreimproving your score. You may have seen ads for companies that promise, for a fee, to quickly repair your score. Credit repair does not work. Their usual...
Credit Score Calculation
A FICO Credit Score Calculation is the standard used by most lending institutions in the U.S. There are five categories that make up the score.
Credit Reporting
A credit report is a file about a person that shows personal information and account and payment data. These files are created by credit reporting agencies, and can help companies decide whether a customer is financially qualified for a product or service.
Types of Credit Cards
Did you know that there are different credit card types? Here’s a guide to a few of them. General-purpose cards are issued by banks and other lenders.
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