Make it a Money Mindful Moment

  • November 22, 2021
  • By: Greenpath Financial Wellness

Mindfulness means being present in the daily choices we make.

Mindfulness sounds simple, and yet for most of us, it is challenging to stay mindful. We are distracted by patterns of our behavior, routines, never-ending online notifications, daily activities, and moment-by-moment thoughts.

Mindfulness involves taking ourselves off of autopilot and reframing the things we are accustomed to doing.

These same guidelines relate to being “money mindful.” It’s about staying present and aware of the choices we make about money.

The Money Mindful Moments offered here help you become more intentional about your spending so you can get the ultimate financial goal: bringing awareness to where money is going.

When we focus on awareness of our spending choices, we ultimately shape a future that supports overall financial wellness.

Money Mindful Moment 1: Create a Vision

Creating a vision for the future will bring a sense of purpose to your decisions today. Your financial vision will pave the way to a happier future. If you are not sure where to start, our financial experts can help you create a vision for what you want your life to look like and how you’ll need to spend your money to get there.

  • GreenPath coaching client Ruth thrives with her vision. “I’ve gotten help to achieve a lot of my personal goals. Previously I didn’t have motivation with finances and budgeting. Financial coaching, for me, is an empowering thing; they help you navigate your financial struggles. To me, this is valuable in getting awareness and perspective about finances. Kind of like having a financial friend that holds you accountable.” — Ruth P.
  • GreenPath coaching client Jennifer created a vision. “I now know more about where I want to go when it comes to my finances. The level of learning from GreenPath has increased my financial literacy to a huge extent. This has also been major in alleviating stress during COVID. I feel more secure that if something happens to my job that I will be okay. If there’s ever a financial question, I feel like I can always reach out to my coach without hesitation.” — Jennifer

Money Mindful Moment 2: Make Daily Decisions

We’ve heard this so many times. Daily decisions help achieve what you want and what you need. Focus your time and energy on mindful decisions informed by where you want your money to go. Once your decisions align with what you wish to achieve, vigorously go through items that make up daily or weekly money decisions and match it to your budget. If the items do not fit within your budget, move them over to a future decision. Mindful spending means you are intentionally making these purchases.

  • GreenPath Debt Management Plan client Victoria keeps her eye on daily decisions. “After I teamed with counselors to get options to clear out our debt, we took their advice about setting up a monthly spending plan to get the budget under control. We kept our focus on the long-term decisions of getting financially fit with better credit histories and scores. Today, our entire money mindset is so much healthier. Our credit scores improved which allowed us to refinance our mortgage with a lower interest rate, putting us in a better financial position.” —Victoria G.
  • GreenPath client Imoni knows her budget decisions makes it all possible. “I feel like the budgeting doesn’t seem foreign with to me anymore. The practicality of understanding that this a normal thing to do. This is a part of adulting that I never knew.” —Imoni
Resources Tools


Check out our articleswebinars, educational classes and real-life saving and budgeting tips, to learn how to make progress towards your financial goals.


Everyone who calls GreenPath receives a free financial counseling session. Contact us and start your financial wellness journey.

Money Mindful Moment 3: Be Consistent

For many of us, being consistent with money mindfulness might be the hard part. Perhaps managing money is not discussed with our families or friends. We feel we have to go it alone to form new habits and routines. We end up getting caught up in the busyness of life.

The truth is we don’t have to go it alone. We can tap into useful guidance from GreenPath’s caring counselors to help be consistent and more intentional with finances. From budgeting and debt management, to preparing for big expenses – knowing the fundamentals of money management helps us be more consistent.

  • GreenPath financial counseling and debt management client Monte improved his financial habits:  “It’s exciting to have achieved the financial goals I have been able to so far, like paring down credit card debt and buying a house. I’m confident I have the tools now to make better financial decisions over the long haul.” —Monte
  • GreenPath debt management client Tanisha realized she wasn’t alone: “Having a plan to clear out past due debt and prepare my finances to help meet goals was a game-changer. I remember from the initial conversation with GreenPath there was a warmth. It felt like it was the right decision.” —Tanisha


Your Path to Becoming Money Mindful

As illustrated through these stories and others via the links below, strengthening finanical habits helps improve our overall money mindfulness.

Being intentional with money can change the way we live. As you reflect on becoming more mindful about your spending and managing finances, connecting with a caring, certified counselor from GreenPath is a great first step. As a trusted national nonprofit, you can have confidence that you’ll get options to become more aware of where money is going, how to build new habits, and ultimately increase financial health and wellness.


GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years. Start a conversation with an expert.